LIVE WEBINAR

From Data to Decisions: Protecting the Vulnerable in a Real-Time World

1 hour

Thursday, July 23 @ 11 AM ET

Financial crime is evolving in ways that are harder to see and faster to execute. Digital payment rails, fragmented data and workflows, and increasingly sophisticated laundering and fraud methods are reshaping how illicit activity moves through the financial system. As typologies span both money laundering and fraud, from mule networks to authorized push payment scams, financial institutions and payment providers need AML and fraud programs that are smarter, faster, and better connected.

Unlike financial crime and fraud victims of days past, today the people who bear the cost are often those who look least risky on paper.

An elderly customer living on retirement income draws little scrutiny until a romance scam quietly drains their account
Stolen children's identities, valuable precisely because they carry no history, are used to build synthetic profiles that pass onboarding checks
Trafficking victims are exploited through the same payment systems institutions monitor every day, often in amounts small enough to fall below any alert

At the same time, the operating environment for financial crime teams is being redefined. Instant payments, continuous settlement cycles, and regulatory expectations for near-immediate sanctions checks and fraud interdiction are exposing the limits of frameworks built on siloed data, batch processing, and disconnected workflows. Real-time payments accelerate the need for unified risk intelligence across screening, customer due diligence, transaction monitoring, and fraud detection. They also raise harder questions about regulation, liability, and where institutions should be investing when the rules have not kept pace with the speed of the system.

Join experts from LSEG, Bourn.ai, and FinScan as they examine what protecting vulnerable customers requires in a real-time world, and how that challenge exposes the broader structural shifts driving demand for more integrated approaches to risk intelligence, AML, and fraud prevention. Drawing on cases across the globe, the panel will explore how compliance programs can remain both effective and operationally sustainable as the pace of payments and the sophistication of criminals continue to rise.

The session will cover:

Why customers who appear low risk by traditional measures are often at the highest risk of becoming victims, and what it takes to detect that risk in time
How small-dollar activity, viewed in isolation, can conceal large-scale, cross-jurisdictional fraud and trafficking networks when the connections go unmade
The case for breaking down silos between AML and fraud, and why identity theft missed at onboarding so often resurfaces as money laundering downstream
Why more regulation is not always the answer, and how conflicting or inconsistent rules across jurisdictions create both operational friction and openings for criminals
The unresolved question of liability in a real-time world, and how uncertainty over who is responsible is stalling investment in detection
Concrete steps institutions can take now to identify and protect vulnerable customers without waiting for regulators to act