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Stop Risky Transactions with FinScan Payments

PAYMENT SCREENING SOFTWARE

Meet both customer and regulator expectations with diligent, real-time payment screening.

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Response time per transaction than competitors on average.

Every millisecond counts for critical operations like real-time payments.

Solve Your Payment Screening Challenges

Provide customers with faster, frictionless payments

Reassure regulators expecting strong compliance

Equip your compliance team with precise, risk-based tools

Real-time, Comprehensive Payment Screening

Screen Instantly From Your Workflows

Seamlessly integrate FinScan into your payment workflows, ensure frictionless payments, and a smooth customer experience.​

Holistically Assess Risk

Fine-tune configuration by regions, payment source, compliance list, or any custom fields - optimizing the risk-based approach your way.

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Reduce False Positive Matches

Refine alerts and cut false positives by 95% with advanced configurations tailored to your risk tolerance, payment types, use case, and quality of data.

Organize Review by Urgency

Streamline review by assigning alerts to appropriate teams based on risk, SLAs, and payment processing deadlines—backed by an immutable audit trail for regulatory compliance.

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Ensure Compliance, Even With Cross-border, Multi-jurisdiction Transactions

The #1 reason for sanction penalties: payments made to sanctioned entities when compliance systems fail to manage multiple jurisdictions and keep pace with regulatory developments.​

FinScan ensures you follow international compliance guidelines and stay updated with evolving:

  • sanctions regulations

  • PEP screening

  • dual-use goods monitoring​

for both domestic and international payments.

Better Payment Screening

Optimized for Modern Payment Rails

Works across multiple digital payment infrastructures, including ISO 20022, SWIFT, and other leading payment systems.

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Better Payment Screening

Superior in Accuracy and Screening Capabilities

Powered by Innovative Systems’ decades of experience in data management and AML technology.

Easily Integrated & Scaled

Supports real-time API-based integration for FIs, fintechs, and others managing increasing payment volumes and surges.

Available as SaaS, on-premise, or hybrid.

FAQs

  • FinScan Payment Screening is an advanced solution designed to screen domestic and cross-border payments in real time against global sanctions, PEP, watchlists, and dual-use goods lists. It helps financial institutions, payment processors, and businesses detect and block high-risk transactions before they settle—without slowing down payment operations. 

  • FinScan supports a wide range of payment types and message formats, including:

     

    • SWIFT and ISO 20022 

    • SEPA (Single Euro Payments Area) 

    • CIPS (Cross-border Interbank Payment System) 

    • FedNow 

    • Domestic and cross-border wires 

    • ACH, RTP, and instant payment flows 

    It also includes a flexible, universal API interface for custom or proprietary formats.

  • FinScan screens payments instantly at any point in the payment workflow—pre-, in-, or post-processing. It extracts and evaluates all relevant payment data fields (e.g., names, BICs, account numbers, free-text fields) and checks against applicable sanctions and watchlists.

     

    With configurable review timelines for different payment types, FinScan ensures faster resolution for instant payments. It is specifically designed to support the demands of instant payment regulations and emerging payment rails. 

  • FinScan is a powerful, flexible screening platform with a 10x faster response time per transaction over competitors on average. Every millisecond counts for critical operations like SLA’s and real-time payments. 

     

    Plus, FinScan is trusted by some of the world’s largest financial and other institutions like Scotiabank, Xe, FIS, Prudential, and many more, due to its: 

    1. Precision matching technology that uncovers missed hits and reduces false positives 

    2. Customizable rules engine that adapts to your risk appetite, geography, and payment types 

    3. Explainable audit trails and full alert histories for regulatory defense 

    4. Global sanctions and PEP coverage that ensures compliance across multiple jurisdictions, critical for companies operating internationally

  • Yes. FinScan integrates seamlessly into existing payment infrastructure via:

     

    • Real-time API or scheduled batch processing 

    • Pre-built connectors for: 

      • core banking 

      • payment gateways 

      • transaction systems 

    • Swift-certified plugins for native SWIFT message processing

     

    Whether deployed on-premise, in the cloud, or hybrid, FinScan adapts to your architecture and regulatory requirements.

Ready for Industry-leading Speed & Precision in Payment Screening?

See what you can do with FinScan real-time payment screening, discover industry use cases, and get pricing information.

More About Payment Screening with FinScan

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