Response time per transaction than competitors on average.
Every millisecond counts for critical operations like real-time payments.
Solve Your Payment Screening Challenges
Provide customers with faster, frictionless payments
Reassure regulators expecting strong compliance
Equip your compliance team with precise, risk-based tools
Real-time, Comprehensive Payment Screening
Screen Instantly From Your Workflows
Seamlessly integrate FinScan into your payment workflows, ensure frictionless payments, and a smooth customer experience.
Holistically Assess Risk
Fine-tune configuration by regions, payment source, compliance list, or any custom fields - optimizing the risk-based approach your way.
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Reduce False Positive Matches
Refine alerts and cut false positives by 95% with advanced configurations tailored to your risk tolerance, payment types, use case, and quality of data.
Organize Review by Urgency
Streamline review by assigning alerts to appropriate teams based on risk, SLAs, and payment processing deadlines—backed by an immutable audit trail for regulatory compliance.
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Ensure Compliance, Even With Cross-border, Multi-jurisdiction Transactions
The #1 reason for sanction penalties: payments made to sanctioned entities when compliance systems fail to manage multiple jurisdictions and keep pace with regulatory developments.
FinScan ensures you follow international compliance guidelines and stay updated with evolving:
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sanctions regulations
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PEP screening
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dual-use goods monitoring
for both domestic and international payments.
Better Payment Screening
Optimized for Modern Payment Rails
Works across multiple digital payment infrastructures, including ISO 20022, SWIFT, and other leading payment systems.
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Better Payment Screening
Superior in Accuracy and Screening Capabilities
Powered by Innovative Systems’ decades of experience in data management and AML technology.
Easily Integrated & Scaled
Supports real-time API-based integration for FIs, fintechs, and others managing increasing payment volumes and surges.
Available as SaaS, on-premise, or hybrid.
FAQs
FinScan Payment Screening is an advanced solution designed to screen domestic and cross-border payments in real time against global sanctions, PEP, watchlists, and dual-use goods lists. It helps financial institutions, payment processors, and businesses detect and block high-risk transactions before they settle—without slowing down payment operations.
FinScan supports a wide range of payment types and message formats, including:
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SWIFT and ISO 20022
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SEPA (Single Euro Payments Area)
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CIPS (Cross-border Interbank Payment System)
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FedNow
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Domestic and cross-border wires
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ACH, RTP, and instant payment flows
It also includes a flexible, universal API interface for custom or proprietary formats.
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FinScan screens payments instantly at any point in the payment workflow—pre-, in-, or post-processing. It extracts and evaluates all relevant payment data fields (e.g., names, BICs, account numbers, free-text fields) and checks against applicable sanctions and watchlists.
With configurable review timelines for different payment types, FinScan ensures faster resolution for instant payments. It is specifically designed to support the demands of instant payment regulations and emerging payment rails.
FinScan is a powerful, flexible screening platform with a 10x faster response time per transaction over competitors on average. Every millisecond counts for critical operations like SLA’s and real-time payments.
Plus, FinScan is trusted by some of the world’s largest financial and other institutions like Scotiabank, Xe, FIS, Prudential, and many more, due to its:
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Precision matching technology that uncovers missed hits and reduces false positives
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Customizable rules engine that adapts to your risk appetite, geography, and payment types
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Explainable audit trails and full alert histories for regulatory defense
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Global sanctions and PEP coverage that ensures compliance across multiple jurisdictions, critical for companies operating internationally
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Yes. FinScan integrates seamlessly into existing payment infrastructure via:
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Real-time API or scheduled batch processing
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Pre-built connectors for:
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core banking
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payment gateways
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transaction systems
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Swift-certified plugins for native SWIFT message processing
Whether deployed on-premise, in the cloud, or hybrid, FinScan adapts to your architecture and regulatory requirements.
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AML Doesn’t Stop There
See what else you can do with FinScan
