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Sub-100ms Throughput at scale
Multi award-winning payments & watchlist screening software
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99% Straight-Through Processing
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What FinScan Does For Money Service Businesses
Screen Every Transaction in Real Time
Screen all MSB transaction rails instantly, identifying risk before funds move, not after. The system’s sub-100ms throughput and dynamic workflows with risk-based case assignments mean compliance never becomes the bottleneck.
Find What Other Systems Miss
By cleaning and standardizing your data before it reaches the matching engine, FinScan reduces false positive matches by 80% while simultaneously surfacing the real hits that dirty data conceals.
Process High-Volume Payments at Speed
FinScan automatically clears reviewed and trusted internal entities for specified durations, and drives one of the lowest alert rates in the industry, enabling over 99% straight-through processing.
Give Your Analysts Time Back
90% faster reviews with dynamic workflows that give compliance teams intelligent, role-based alert triage and immutable audit trails that show exactly why every alert was generated and how it was resolved.
Onboard Customers Without the Friction
FinScan integrates KYC, ID verification, sanctions screening, and dynamic risk scoring directly into your onboarding workflow, clearing legitimate customers quickly and flagging risk at the door.
Screen Names the Way the World Actually Works
You serve some of the most culturally diverse customer bases in financial services, FinScan helps you manage Arabic transliterations, Vietnamese compound structures, non-Latin characters, and regional naming conventions that defeat rule-based systems.
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Why FinScan for MSBs?
FinScan has been implemented for MSBs, exchanges, and remittance providers across six continents over 20 years.
Scale New Rails and Corridors Without Rebuilding Your Compliance Program
Expanding remittance corridors, launching FX in a new market, or adding stablecoin settlements shouldn't require a compliance overhaul. With one program to manage it all you avoid bolt-ons and compliance gaps.
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The Industry's Leading Matching Technology
Built on 5 decades of data quality expertise, FinScan manages transliterations, abbreviations, culturally specific naming patterns, and data entry errors that cause other AML systems to fail.
Managed Lists, Automatically Updated
One of the only providers to maintain and continuously update 70+ global sanctions and watchlists, including OFAC, UN Security Council, EU, OFSI, global PEP databases, adverse media, relatives and close associates, dual-use goods, and vessel lists.
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Data Quality First, Everything Else Follows
FinScan's data quality and enrichment layer cleanses and standardizes your customer and transaction data before it ever reaches the screening engine.
This is the reason FinScan reduces false positives by 80% and uncovers true risk.
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A GLOBAL INSURER
Reduced False Positives by 40%
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70M+ records screened daily
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enforced risk tolerance thresholds in practice
FinScan has proven it can support global scale and complex regulatory requirements without compromising control.
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INSURTECH PLATFORM
Reduced certificate issuance from days to mins
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advanced, configurable screening for complex webs of parties
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automated screening & certificate issuance
FinScan’s integration and screening just works . . . silent, efficient, and always dependable.
A GLOBAL INSURER
Screens 95M records consistently across 10 countries
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155 data feeds seamlessly connected
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native-to-native screening, transliteration technology where native lists absent
Over two decades, the health insurer has relied on FinScan to configure AML to each country’s regulatory regime.
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A P&C INSURANCE LEADER
Cleans their data & discovers 400+ missed OFAC-listed customers
The removal of 560,000 duplicate alerts saved 2,796 hours of manual review time annually, equal to $75,000 in full-time equivalent (FTE) costs.
A LEADING UNDERWRITER
FinScan consistently caught more than 38 algorithmic variations
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phonetic algorithms, date shifts, character mapping, abbreviations, concatenations, and transliteration and translation errors
Recommended Products for MSBs
A TECH-FORWARD SPONSOR BANK
Reduced False Positives by 74%
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dropped noise words, incorporated spelling variations & cultural naming conventions
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fuzzy match capture improved from 82% to 93%
Achieved 60 ms end-to-end latency per transaction
INSURTECH PLATFORM
Reduced certificate issuance from days to mins
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advanced, configurable screening for complex webs of parties
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automated screening & certificate issuance
FinScan’s integration and screening just works . . . silent, efficient, and always dependable.
A GLOBAL FINANCIAL SERVICES FIRM
46K misplaced names identified, 560K false matches eliminated
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misplaced names, now screened, identified 407 actual sanctions matches
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20% of false matches eliminated saved 1.8 FTE in resources
A LARGE SHIPPING COMPANY
93% reduction of existing near matches
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solved data quality issues caused by inconsistent notations
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fine-tuned matching scenarios and precise watchlist pre-filtering
Real-time API-based screening, where automated parsing creates sub-records to catch true hits
FAQs
Money service businesses handle high volumes of cash and cross-border transactions across multiple rails, making them a priority enforcement target for FinCEN, FATF member bodies, and local FIUs. The combination of transaction volume, corridor diversity, and customer base complexity creates a risk profile that regulators watch closely, and penalize heavily when compliance programs have gaps.
Most MSBs switch to FinScan for one of three reasons: they failed or nearly failed an examination because their current system missed hits that data quality issues concealed; their analysts are spending most of their time on false positive review rather than genuine risk; or they're expanding into new corridors, products or rails and their current stack can't scale without adding vendors and gaps. If any of those describe your situation, the demo is worth an hour.
Most MSBs have built their compliance stack piecemeal, with different tools for different rails and different vendors for different use cases. That creates inconsistent matching logic, data that doesn't flow cleanly between systems, and a fragmented audit trail that's hard to defend under examination. FinScan's single-platform approach means the same data quality layer, the same matching engine, and the same case management sits behind every rail you operate, with no gaps, no inconsistencies, and no seams for risk to fall through.
In documented production deployments, FinScan Payments has delivered 99% straight-through processing, alert review times 90% faster than conventional approaches, and false positive reductions of up to 62%. One of the world's largest credit unions, processing the highest number of international wires globally, reduced its alert rate from 36% to 10%, directly accelerating payment processing and improving revenue realization. A Latin American payment processor operating across 15 countries saved more than 19,000 hours of annual manual review time while uncovering 82 sanctioned hits that had gone undetected in the previous system.
FinScan screens across the full range of MSB transaction rails: international wire transfers, remittances, foreign exchange conversions, prepaid card transactions, mobile money transfers, agent-facilitated payments, stablecoin transactions, and crypto wallet screening. Both the originator and beneficiary sides of a transaction can be screened against current sanctions, PEP, and watchlist data.
This is the critical trade-off in AML screening, and it's why most systems force you to choose between over-alerting and under-detecting. FinScan resolves this through data quality rather than threshold tuning. By cleaning and standardizing your data before it reaches the matching engine, FinScan improves accuracy in both directions simultaneously: fewer false alerts from data inconsistencies, and fewer missed hits from data that obscures a genuine match. In one documented cross-border deployment across 15 countries, this approach identified 82 sanctioned hits that had been completely undetected by the previous system, while simultaneously cutting false positive volumes by 62%. That's the difference between managing noise and managing risk.
FinScan's matching technology is culturally intelligent by design, handling Arabic transliterations, East Asian naming conventions, Vietnamese compound names, non-Latin scripts, and regional name structures that cause rule-based systems to generate excessive false alerts or miss genuine matches. For MSBs serving diaspora communities and immigrant populations, accurate name matching is both a compliance requirement and a customer experience issue. FinScan's multilingual, multicultural matching engine was purpose-built for exactly this environment, not retrofitted to handle it.
FinScan's integrated case management delivers intelligent, role-based alert routing, directing time-sensitive payment alerts to priority review queues, generating exception-level alerts with full decision context, and maintaining immutable audit trails that document why every alert was raised and how it was resolved. Peer review workflows reduce individual analyst bias and strengthen case files for look-back reviews. The configuration ties list selection and field coverage directly to documented risk appetite, signaling mature governance to examiners and supporting favorable audits. The result is 90% faster alert reviews and an audit trail that holds up under regulatory scrutiny. This is the same workflow recognized by Finovate as Best RegTech Solution in 2025.
FinScan provides global sanctions and watchlist coverage, with configurable rule sets by jurisdiction ensuring screening logic, list coverage, and risk thresholds match the specific regulatory environment of each market you operate in. With 70+ managed global lists and automatic updates, your compliance coverage keeps pace with regulatory changes across every corridor you run, without manual intervention.
