Solve Your Payment Screening Challenges
REAL-TIME PAYMENTS
& frictionless operations
PAYMENT RAILS & BLOCKCHAIN
New rails & evolving formats
PRECISION MATCHING
Reduce false positives and missed hits
RISK CONTROLS
Institution-specific, dynamic filters
REAL-TIME PAYMENTS
& frictionless operations
RISK CONTROLS
Institution-specific, dynamic filters
PAYMENT RAILS & BLOCKCHAIN
New rails & evolving formats
PRECISION MATCHING
Reduce false positives and missed hits
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Global Stablecoin Payment Screening
ACROSS BLOCKCHAIN AND CURRENCY TYPE
Keep up with the next-generation of payments
Built into FinScan’s existing end-to-end AML solution
Screen any Crypto Wallet address
Response time per transaction than competitors on average.
Every millisecond counts for critical operations like real-time payments.
Real-time, Tailorable Payment Screening
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List-based Screening
Screen transactions against various predefined watchlists—sanction, PEP, dual-use goods, high-risk countries, etc.—and internal lists to identify potential matches with sanctioned, high-risk, or otherwise prohibited parties.
Rules-based Conditional Screening
Use payment details to understand why a payment was made, and dynamically apply your tailored screening rules or a higher level of review based on trigger conditions.
Review by Time-sensitivity
Monitors alert queues, assign or reassign alerts to appropriate teams based on risk, SLAs, and payment processing deadliness, and manage team workload.
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Understand & Process Alerts Faster
Quickly identify what caused a match with summaries, make an informed decision, document all investigation steps and upload findings.
Document Your Compliance Program
All your processes are backed by an immutable audit trail for regulatory compliance and so you can assess your team efficiency.
Be Compliant, Even With Cross-border, Multi-jurisdiction Transactions
FinScan ensures you follow country-specific AML frameworks that mandate transaction-level screening against sanctions lists, embargoes, and internal risk rules.
Why FinScan for Payment Screening
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Why FinScan for Payment Screening
Superior in Accuracy and Tailorable Screening Capabilities
Powered by Innovative Systems’ decades of experience in data management and AML technology.
Easily Integrated & Scaled
Supports real-time API-based integration for FIs, fintechs, and others managing increasing payment volumes and surges.
Available as SaaS, on-premise, or hybrid.
Loved by Compliance Teams
FinScan addresses our regulatory and financial crime risks on a global scale—providing exceptional accuracy for the most complex screening scenarios
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James Parker
Risk & Assurance Director
FinScan helped us to reduce the amount of work and reviews in our head office and dramatically increase efficiencies. The work is spread across the organization, which has led to assurance that our AML compliance remains transparent and resilient.
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Mariana Hori
Senior Compliance Manager
We needed a compliance tool that meets very high standards across a variety of areas. We’ve built a great partnership with FinScan that’s helped lay a foundation for our continued growth and success.
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Robbi Nagel
Deputy Global Chief Compliance Officer
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AML Doesn’t Stop There
See what else you can do with FinScan
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FAQs
FinScan supports a wide range of payment types and message formats, including:
SWIFT and ISO 20022
SEPA (Single Euro Payments Area)
CIPS (Cross-border Interbank Payment System)
FedNow
Fedwire
Domestic and cross-border wires
ACH, RTP, and instant payment flows
It also includes a flexible, universal API interface for custom or proprietary formats.
FinScan Payment Screening is an advanced solution designed to screen domestic and cross-border payments in real time against global sanctions, PEP, watchlists, and dual-use goods lists. It helps financial institutions, payment processors, and businesses detect and block high-risk transactions before they settle—without slowing down payment operations.
FinScan screens payments instantly at any point in the payment workflow—pre-, in-, or post-processing. It extracts and evaluates all relevant payment data fields (e.g., names, BICs, account numbers, free-text fields) and checks against applicable sanctions and watchlists.
With configurable review timelines for different payment types, FinScan ensures faster resolution for instant payments. It is specifically designed to support the demands of instant payment regulations and emerging payment rails.
FinScan is a powerful, flexible screening platform with a 10x faster response time per transaction over competitors on average. Every millisecond counts for critical operations like SLA’s and real-time payments.
Plus, FinScan is trusted by some of the world’s largest financial and other institutions like Scotiabank, Xe, FIS, Prudential, and many more, due to its:
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Precision matching technology that uncovers missed hits and reduces false positives
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Customizable rules engine that adapts to your risk appetite, geography, and payment types
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Explainable audit trails and full alert histories for regulatory defense
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Global sanctions and PEP coverage that ensures compliance across multiple jurisdictions, critical for companies operating internationally
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Yes. FinScan integrates seamlessly into existing payment infrastructure via:
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Real-time API or scheduled batch processing
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Pre-built connectors for:
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core banking
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payment gateways
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transaction systems
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Swift-certified plugins for native SWIFT message processing
Whether deployed on-premise, in the cloud, or hybrid, FinScan adapts to your architecture and regulatory requirements.
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