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Transform or Lag: The Case for Next-Gen Compliance in Real-Time Payments

  • Writer: Chris Ostrowski
    Chris Ostrowski
  • 38 minutes ago
  • 1 min read

As published in Finextra. 




In an era of instant payments, blockchain, and digital rails, the pace of change in payments far outstrips legacy compliance models — and that gap is becoming a liability. In this article, FinScan’s head of product management, Chris Ostrowski, makes a compelling case that complacency isn’t just a risk; it’s a competitive disadvantage.  


From heightened money-laundering threats to regulators demanding real-time screening and tougher enforcement, financial institutions must modernize their compliance frameworks or face fines, restrictions, and missed innovation opportunities. 2026 may well mark the tipping point for embedding robust, future-ready AML and risk controls into payments infrastructure — before the consequences of standing still catch up. 



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