Flexible Transactions Screening Software
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Modern payment rails & message formats
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Conditional, rules-based
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Real-time screening
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Trusted by the world’s leading compliance teams
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Discover our Transaction Screening Software
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"In a rapidly evolving landscape driven by open banking, instant payments, and multi-rail infrastructures, FinScan Payments’ appreciation of the nuanced compliance and risk management requirements of modern payment ecosystems can transform compliance operations while supporting business growth."
Chuck Subrt, Research Director, Fraud & AML Practice, Datos Insights
Real-time, Tailorable Transaction Screening
List-based Screening
Screen transactions against various predefined watchlists—sanction, PEP, dual-use goods, high-risk countries, etc.—and internal lists to identify potential matches with sanctioned, high-risk, or otherwise prohibited parties.
Rules-based Conditional Screening
Create transaction rules tailored to the risks relevant to your institution. Use payment details to understand why a payment was made, and dynamically apply specific screening rules or a higher level of review based on trigger conditions.
Response time per transaction than competitors on average.
Every millisecond counts for critical operations like real-time payments.
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Organize Review by Time-sensitivity
Streamline review by assigning alerts to appropriate teams based on risk, SLAs, and transaction processing deadlines.
Understand & Process Alerts Faster
All critical information related to an alert is presented in a clear, consolidated manner, so you can quickly identify what caused a match, make an informed decision, and document all investigation steps and upload findings.
Easily Manage & Document Your Compliance Program
Monitors alert queues, assign or reassign alerts to analysts, and manage team workload to ensure timely processing. All your processes are backed by an immutable audit trail for regulatory compliance and so you can assess your team efficiency.
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Ensure Compliance, Even With Cross-border, Multi-jurisdiction Transactions
The #1 reason for sanction penalties: payments made to sanctioned entities when compliance systems fail to manage multiple jurisdictions and keep pace with regulatory developments.
FinScan ensures you follow country-specific AML frameworks that mandate transaction-level screening against sanctions lists, embargoes, and internal risk rules.
More Flexible Transaction Screening
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More Flexible Transaction Screening
Superior in Accuracy and Tailorable Screening Capabilities
Powered by Innovative Systems’ decades of experience in data management and AML technology.
Easily Integrated & Scaled
Supports real-time API-based integration for FIs, fintechs, and others managing increasing payment volumes and surges.
Available as SaaS, on-premise, or hybrid.
Your Industry’s Leaders Rely on FinScan
67%
Reduction in
false positives
75%
Reduction in
false positives
19k
Hours of manual
review saved
Transactions
A large Latin American-based payment processor, operating across 15 countries, faced escalating compliance challenges due to the absence of centralized data collection methods. The company’s expansion amplified the complexity of adhering to different regional laws and regulations governing data screening and reporting.
FAQs
FinScan supports a wide range of payment types and message formats, including:
SWIFT and ISO 20022
SEPA (Single Euro Payments Area)
CIPS (Cross-border Interbank Payment System)
FedNow
Fedwire
Domestic and cross-border wires
ACH, RTP, and instant payment flows
It also includes a flexible, universal API interface for custom or proprietary formats.
FinScan Payment Screening is an advanced solution designed to screen domestic and cross-border payments in real time against global sanctions, PEP, watchlists, and dual-use goods lists. It helps financial institutions, payment processors, and businesses detect and block high-risk transactions before they settle—without slowing down payment operations.
FinScan screens payments instantly at any point in the payment workflow—pre-, in-, or post-processing. It extracts and evaluates all relevant payment data fields (e.g., names, BICs, account numbers, free-text fields) and checks against applicable sanctions and watchlists.
With configurable review timelines for different payment types, FinScan ensures faster resolution for instant payments. It is specifically designed to support the demands of instant payment regulations and emerging payment rails.
FinScan is a powerful, flexible screening platform with a 10x faster response time per transaction over competitors on average. Every millisecond counts for critical operations like SLA’s and real-time payments.
Plus, FinScan is trusted by some of the world’s largest financial and other institutions like Scotiabank, Xe, FIS, Prudential, and many more, due to its:
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Precision matching technology that uncovers missed hits and reduces false positives
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Customizable rules engine that adapts to your risk appetite, geography, and payment types
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Explainable audit trails and full alert histories for regulatory defense
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Global sanctions and PEP coverage that ensures compliance across multiple jurisdictions, critical for companies operating internationally
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Yes. FinScan integrates seamlessly into existing payment infrastructure via:
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Real-time API or scheduled batch processing
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Pre-built connectors for:
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core banking
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payment gateways
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transaction systems
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Swift-certified plugins for native SWIFT message processing
Whether deployed on-premise, in the cloud, or hybrid, FinScan adapts to your architecture and regulatory requirements.
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