INSIGHT: Five themes defining Europe’s fight against financial crime in 2025
- Kieran Holland
- Jul 15
- 1 min read
As published in AML Intelligence.
Kieran Holland, Head of Technical Solutions at FinScan, outlines five pivotal developments reshaping the European anti-financial crime (AFC) landscape:
The EU Anti‑Money Laundering Authority (AMLA), operational since April 2024 and set to supervise by 2028, is working to harmonize AML rules via a unified technical standard across member states.
Europe’s payments ecosystem is being overhauled to address risks posed by emerging technologies and digital channels.
Enhancing cross-border regulatory coherence are several coordinated efforts: AMLA, national financial intelligence units, and initiatives like the Egmont Group are deepening collaboration.
Artificial intelligence is playing a dual role: both empowering criminal actors and enabling advanced detection methods, underscoring the urgency of investing in AI‑driven compliance systems.
The rise of public-private partnerships is essential for sharing intelligence and strengthening resilience against increasingly sophisticated financial crimes.
Together, these themes reflect Europe’s shift toward a more unified, tech-enabled, and collaborative approach to combating financial crime in 2025.
