John is an experienced compliance professional with wide exposure to the practical money laundering control challenges in both large and small organizations. He was the Group Compliance Officer for Standard Bank over the period 1995 to 2003 and has since established and developed a successful compliance consultancy – Compliance & Risk Resources (Pty) Ltd. John has implemented and assisted in the implementation of compliance risk management frameworks in a wide range financial services and other institutions. He has detailed hands-on experience relating to the implications of the AML/CTF requirements that are imposed in South Africa and specialises in the delivery of training in this field. He plays an active role in distributing the World-Check database in Southern Africa. John is a director of the Compliance Institute of South Africa and is currently contributing towards developing the Institute’s professionalism framework.

Ursula M’Crystal is the Director of AML Solutions and provides specialist consulting services in the area of AML/CFT. Ursula has been specialising in the anti-money laundering environment for 14 years and has extensive experience in this field. Ursula was a detective in the South African Police Service’s Organised Crime Unit for many years and has also conducted investigations and provided consulting services in relation to industry compliance programmes for KPMG Forensic. Ursula assisted with the establishment of the asset tracing capability within the Asset Forfeiture Unit, as well as the establishment of the Financial Intelligence Centre in South Africa. She has extensive knowledge of both the law enforcement and private sector requirements in this field and has conducted country assessments for international organisations in this regard. Ursula regularly lectures and conducts training nationally and internationally in this field.

Since joining Innovative in 1992 Mr Healy has been working with large financial services companies across three continents. He is the author of many articles and White Papers as well as being a regular speaker at industry leading events. Prior to joining Innovative Mr Healy held senior management positions at Memorex Telex and Thorn EMI. He has also held a number of Non Executive Director positions including most recently Chairman of Avellino Technologies. Mr Healy holds a BSc in Mathematics and is a Member of the IMLPO.